Reading Credit Cards Using a Mobile Phone

by | Sep 4, 2019 | Blog


Today’s world is one that is becoming more advanced technologically on the daily.  Businesses have moved away from the traditional brick-and-mortar model, and merchants that are unable to accept mobile credit card payments fail to maximize revenue opportunities in an already crowded market.

The Popularity of Mobile Credit Card Processing

Due to the number of cell phone users in the united states, mobile credit card processing has exponentially risen. Roughly 75% of Americans over 18 are smartphone users.  As such, it is no surprise that a majority of merchants have access to smartphone technology and have opted for solutions that integrate the business into their personal device. It is also relatively inexpensive to use and easy to set up.

There are many benefits to accepting mobile credit card payments. Any business owner can have the ability to make transactions at any time or place. This is ideal for anyone who has no fixed location when working. Extended mobility means greater convenience and accessibility for merchants and customers alike.

Integrate into your Applications 

Bringing the power of credit card reading and processing to a business is key to success. One limitation though, has always been having to stick with proprietary software or purchasing an expensive terminal. Options to implement credit card reading and processing into custom applications have been extremely limited. OCR Solutions has created a development kit to bridge the gap between credit card processing and custom applications, all using the hardware on your phone.

Multiplatform using <insert programming language here>, you can expect a product that is both secure and agile. Our SDK is based on state-of-the-art machine learning techniques that give you the ability to design as you wish, integrate into any application, and with a low memory footprint. 

Accuracy and Performance

Using the camera inside your phone, the SDK is able to capture information and extract data from any credit card with speed and accuracy that is unrivaled. Whether a credit card is embossed, has different background colors, and has printed or embossed numbers, the information can easily be captured and extracted for use in your application.

Card number, cardholder name and expiration date, are captured and processed in real-time using advanced OCR technology. For maximum security, on-device/offline processing of the credit card information is available. Security is built into the software, giving you peace-of-mind when handling sensitive financial data.

Enhance User Engagement

A customer’s time is the most precious commodity, and any that you can save them not only improves satisfaction, but success in your business. With our SDK, you can transform the way users interact with your service with instant data extraction from different payment cards. Simply not having to deal with the nuisance of typing in a credit card number can drastically enhance user engagement.

The Best in the Industry

Capture technology is a speciality of OCR Solutions, and we are ready to bring advanced solutions to your business. Our goal is to bring the latest and greatest technologies to modernize your firm and business, maximizing customer value. Let us work to give you the opportunity of implementing credit card capture technology into your business. If you have any questions, or would like to call for a consultation, do not hesitate to contact us today!


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